With a variety of homeowners coverage options, you can feel safe knowing your home and those who live there are protected when you insure with Mercury.

Protection starts at home

The right home insurance coverage for you

When you choose Blue Associates you’re not only getting a trusted insurance provider, you’re also getting your own dedicated  agent, who will work with you to create a custom plan just for you. And that’s important when you have so many coverage choices and options. Here are a few that we offer.

  • Dwelling Protection:
    Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.
  • Personal Property:
    Provides coverage for your household items in the event of a fire, theft or other covered loss.
  • Extended Replacement Cost:
    Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
  • Additional Living Expenses:
    Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
  • Personal Liability Protection:
    Pays for bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection:
    Pays medical expenses for your guests who are accidentally injured on your property.
  • Identity Theft Protection:
    Pays for expenses you incur as a result of criminal identity theft.
  • Additional personal property coverage for valuables, such as antiques, fine art and jewelry

Your homeowners policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. It will not pay for damage caused by a flood, earthquake or routine wear and tear. When purchasing coverage for the structure of your home, remember this simple guideline: Purchase enough coverage to rebuild your home.  Read the full article here