Commercial Insurance with Blue Associates offers many coverage options for your business.

  • Business Owners Policies (BOPs)
  • Commercial Property
  • Commercial Liability

Rest easy knowing your business is protected

We know that businesses like yours have unique and specific insurance needs, which is why we provide everything you are looking for in an insurance company – low rates, excellent service, financial stability and customized coverage.

Here are just a few of the business categories we cover:

  • Apartment Owners
  • Commercial Building Owners -Industrial, Retail and Office
  • Metalworkers
  • Mini Storage
  • Office Risks
  • Print & Graphic Design Businesses
  • Retail & Service Businesses
  • Restaurants
  • Warehouses

General Liability Insurance

General Liability Insurance
Protecting your business from the impact of potential customer lawsuits should be your first order of business. And while only a precisely crafted liability insurance policy can shield your business from this expense and stress, it’s usually the last thing business owners handle. Liability insurance covers the costs of legal fees, court costs and the potential resulting award if needed. you get peace of mind from if a liability case grinds on arises.

Workers Compensation Insurance

Keeping your employees safe at work is paramount to most business owners. If a worker does suffer an injury, workers compensation coverage provides your employees with the protection they need and provides you with peace of mind that they’ll be covered.

For more information on Business Insurance guidelines check out this Consumer Guide

Professional Liability Insurance

Professional liability insurance, also known as Errors and Omissions (E&O insurance), is a special type of coverage that protects your company from claims that a professional service you provided caused your client to suffer financial harm because of  mistakes on your part (errors) or because you failed to perform some service (omissions).

The difference between general liability and professional liability is the types of risk they cover. General liability protects against injuries to people or damage to property arising from your daily operations. Professional liability covers negligence related to professional services or advice where no one was injured and no property was damaged.

Add the Extra Coverage Enhancements You Need

Every business is different and we understand that your needs are unique, so we offer a wide range of insurance enhancements to provide additional protection.

Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP).

The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. The term “BOP” specifically refers to insurance policy language developed (and revised as needed) by experts at ISO. ISO provides sample insurance policy language, research and a variety of other products to insurance companies.  Read the full article here.